Electronic money transfer systems, such as IMPS, RTGS, and NEFT, are utilised to make payments. Through Immediate Payment Service (IMPS), you can transfer funds instantly between bank accounts via bank branch mode. RTGS, or Real Time Gross Settlement, is a large-value transaction settlement system in which payments are paid individually and in real-time. NEFT, or National Electronic Payments Transfer, is a mechanism for electronically transferring payments between bank accounts that operates in batches and settles transactions daily. These mechanisms enhance the convenience and speed of electronic payments.
| Items | Value Band | Maximum Charges |
| NEFT Outward transactions | Amounts Upto Rs. 10,000 | Rs. 2.50 + GST 18% |
| Amounts from Rs. 10,001/- to Rs 1.00 Lakh | Rs. 5.00 + GST 18% | |
| Amounts Above Rs. 1.00 Lakh up to 2.00 Lakh | Rs. 15.00 + GST 18% | |
| NEFT Inward transactions at destination branches | Free - no charges to be levied from beneficiaries | |
| RTGS Outward transactions | Rs. 2.00 Lakh to Rs. 5.00 Lakh | Rs. 30 + GST 18% |
| Above Rs. 5.00 Lakh | Rs. 55 + GST 18% | |
| IMPS Outward transactions | Amounts Upto Rs. 1,000/- to Rs 1.00 Lakh | Rs. 5.00 + GST 18% |
| Amounts from Rs. 1.01/- to Rs 2.00 Lakh | Rs. 15.00 + GST 18% | |
| Amounts Above Rs. 2.01/- Lakh up to 5.00 Lakh | Rs. 30.00 + GST 18% |