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  1. Services
  2. Agriculture Loans

Agriculture Loans

Purpose

  • To supplement existing extension network to accelerate the process of technology transfer to agriculture.
  • To provide gainful employment to graduates in agriculture and allied activies.

Eligibility

  • Graduates in Agriculture and Allied subjects like horticulture, animal husbandry, forestry, dairy, veterinary, poultry farming, pisciculture and other allied activities etc.
 

Amount of Loan

  • The project can be taken up whether individually or on Joint / Group basis.
  • The ceiling for the project cost by individual Rs.10 lakhs and for the group at Rs.50 lakhs [@ Rs.10 lakhs per member of the groups].

Security

  • Limits upto Rs.5 lakhs - Assets created out of Bank loan.
  • Limits above Rs.5.00 lakhs - Assets created out of Bank loan, Third Party Guarantee, Mortgage of properties covering atleast 100% of the loan exceeding Rs.2.00 lakhs.

Security

It has been revised from Capital and Interest subsidy to Composite subsidy which will be back ended in nature. It will be 44% of project cost for women, SC/ST and all categories of candidates from NE and Hill states and 36% of project cost for all others. In all new cases, subsidy will be released as composite subsidy. Loan/subsidy will be released as Composite subsidy. loan/subsidy (capital and interest) cases sanctioned so far (but not closed) shall be converted to Composite Subsidy regime and the differential amount between the Component Subsidy and subsidy already released shall be paid to the agri preneurs as per the scheme guidelines.

 

ऋण योजना

फसली ऋण

उद्देश्य

कृषको को धान, गेहूं, गन्ना, दाले, अदरक, सब्जियां, जड़ी बूटी आदि के उत्पादन हेतु

अधिकतम ऋण

जिला स्तरीय कमेटी द्वारा निर्धारित वित्तमान के आधार पर सहकारी समितियों के माध्यम से नकद व खाद के रूप में ।

ब्याज दर

50,000/- तक 5% वार्षिक, 3.00 लाभ तक 5.5% वार्षिक, 3 लाख से अधिक पर 7% वार्षिक।

अवधि एवं अदायगी

फसल के आधार पर छः माह से एक वर्ष तक।

Contact Us
  • District Co-Operative Bank Ltd
    Court Compound, Dehradun
    Uttarakhand, India
  • 0135-2975436
  • ho [at] dcbdehradun [dot] com, itdeptt [at] dcbdehradun [dot] co [dot] in
About DCB
  • About DCB
  • General Manager Message
  • Organization Structure
  • Our Officers
  • Branch & ATM Locator
  • Career
  • Photo Gallery
  • Tenders
  • Useful Links
  • Online Enquiry
Our Services
  • Home Loans
  • Car Loans
  • Education Loan
  • Agriculture Loans
  • RuPay Card
  • RTGS / NEFT
  • Other Services
  • Positive Pay System (PPS)
  • Contact Us
  • Sitemap
Our Schemes
  • Loans
  • Saving Accounts
  • Current Accounts
  • Fixed Deposit (FD)
  • Recurring Deposit (RD)
  • Service Charges and Fees
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY)
  • Atal Pension Yojana (APY)

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