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  1. Services
  2. Home Loans

Home Loans

Purpose

  • Purchase/Construction of House/Flat.
  • Renovation/Improvement of House/Flat.
  • Takeover of housing loans from other Banks/Financial Institutions.
  • Purchase of Site/Plot and Construction of House there on.

Eligibility

  • Individuals aged between 18 years and 60 years.
 

Documents Required

  • 2 passport size photos
  • Proof of Identification (Identity card /Passport /Voter Identification card / Driving License/AADHAAR)
  • Proof of Residence viz. tax receipt/ telephone bill/ Electricity Bill etc.
  • Statement of account of the applicant/co-applicant for the past six months from their present Bankers.
  • Latest IT returns for 3 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person
  • P & L Statement / Balance Sheet, past two years duly certified by the CA/Income tax assessment order/ IT returns, in case of Professionals/Self employed/Business person (for 3 years, if IT assessed).
  • Income Certificate issued by Revenue Authorities in case the applicant is an agriculturist.

Important Property Documents

  • Original Sale Deed / Partition Deed/Gift Deed/Conveyance Deed Prior title deeds (all link documents), original/certified copies.
  • Conversion Order, if any, in case of conversion of Agricultural land for Non-Agricultural purposes.
  • Encumbrance Certificate for the last 13 years from the Sub-Registrar
  • Copy of the agreement for sale/Letter of offer
  • Copy of the latest tax paid receipt (Advance IT, Property Tax, Municipal Tax etc.)
  • Copy of Share Certificate/NOC from Society/builder, wherever applicable.
  • Copy of License for construction.
  • Copy of the Approved Plan / Blue Print of the building / flat to be constructed therein.
  • Copy of the detailed estimation of the cost of construction.

ऋण योजना

उद्देश्य

अधिकतम ऋण

ब्याज दर

 

 

 

अवधि एवं अदायगी

गृह निर्माण ऋण

भवन निर्माण, विस्तारीकरण, बना हुआ भवन या फलैट खरीदने हेतु या भवन मरम्मत / विस्तारीकरण हेतु

नगरीय क्षेत्रो में अधिकतम 50 लाख रू0 तक, ग्रामीण क्षेत्रो में अधिकतम 30 लाख रू0 तथा मरम्मत / विस्तारीकरण के लिए नगरीय क्षेत्रो में अधिकतम 25 लाख तथा ग्रामीण क्षेत्रों में अधिकतम 15 लाख रू0 तक।

सिबिल स्कोर पर आधारित       

800 से अधिक -  8.50%

701-800 तक - 8.65%

650-700 तक  - 8.90%

अधिकतम अवधि 25 वर्ष। वसूली समान मासिक किश्तों में।

Contact Us
  • District Co-Operative Bank Ltd
    Court Compound, Dehradun
    Uttarakhand, India
  • 0135-2975436
  • ho [at] dcbdehradun [dot] com, itdeptt [at] dcbdehradun [dot] co [dot] in
About DCB
  • About DCB
  • General Manager Message
  • Organization Structure
  • Our Officers
  • Branch & ATM Locator
  • Career
  • Photo Gallery
  • Tenders
  • Useful Links
  • Online Enquiry
Our Services
  • Home Loans
  • Car Loans
  • Education Loan
  • Agriculture Loans
  • RuPay Card
  • RTGS / NEFT
  • Other Services
  • Positive Pay System (PPS)
  • Contact Us
  • Sitemap
Our Schemes
  • Loans
  • Saving Accounts
  • Current Accounts
  • Fixed Deposit (FD)
  • Recurring Deposit (RD)
  • Service Charges and Fees
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY)
  • Atal Pension Yojana (APY)

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