2. Schemes
  3. Service Charges and Fees

Service Charges and Fees

Sl.No. Basic Service Charge Safe Deposit Locker
1 Locker Rent including  Service Tax Rs. 700, Rs. 1000, Rs. 1500 Annual, (50% Discount for Staff,  inc. Ex Staff)
2 Issue Micre Cheque C/A & CC Rs. 2.50/-per Cheque Leaf
First Cheque Book- Free
3 Qrarterly Average Balance-Non
Maintenance Charges,  Current Account
S/Bank		 Rs. 300/- Per Quarter
Rs. 50/- Per Quarter
4 Issue Of Pass Book First Pass Book- NIL
Duplicate Pass Book 50/- per Pass Book
5 Stop Payment Instructions Rs. 50/- Per Instrument
6 Balance Enquiry NIL
7 Account Closure Within 15 days 100/-
After 15 days- up 6 month Rs. 50/-
8 Transfer Of Account (SB/CA) Rs. 50/- (inclusive of Postal Charges)
9 Cheque Returned Charges (Local Station) Rs. 100/- Per Cheque
10 Balance Certifica Rs. 50/- Per Certificate
11 Interest Certificate Rs. 50/- Per Certificate
12 No Dues Certificate Rs. 50/- Per Certificate
13 Record- Copy Of The Cheque Rs. 50/- Per Cheque/instrument
14 Enquries Relating To Old Records(More Than 12 Month) Rs. 50/- Per item
15 Postal charges Ordinary Rs. 15/-
Ragistered/ Speed Post/ Courier Rs. 40/-
16 Failed EMI Charges Rs. 25/-
17 Issue of Deposit at Call receipt Up to Rs. 5000/-
Rs. 25/-
18 Remittance and Call Facility Above Rs. 10000/- up to Rs. 1.00 Lac
Rs. 2/- Per thousand 5000/- maximum
19 Issue of Demand Draft/ Banker’s Cheque Minimum Rs. 50/- 2.50 per thousand up to 1.00 lacs
Above Rs. 1,00,000/-  Rs. 2/- per thousand  Maximum Rs. 2000/-
20 Revalidation/ Cancellation of Draft Banker’s Cheque Rs. 100/- + Service tax
21 Issuance of Duplicate Demand Draft/ Bankers’s Cheque Rs. 100/- + Service tax
22 Collection of Out Station Cheques 100/- per Instrument+postage actual + Service tax
23 Loan against property processing charges 0.20% Loan Amt + Service Tax
24 SMS Charge Rs. 50/- halfyearly + GST 18 %
25 Non operative Account Rs. 50 Quaterly
26 Deposit of other Branch  Rs. 10001/- to 1 Lac above 100000/- Rs. 25/-
Rs. 50/-

ATM Charges

  • Annual Fee- Rs. 118
  • Additional Card (p.a)- Rs. 118
  • Transacton Fees at NFS member bank’s ATM First Five transaction free in a month (financial and non financial compined)
  • Transaction fees at NFS member bank’s AT.M after free transaction financial (Cash withdrawal) Rs. 21. Non Financial (balance enquiry, mini statement, PIN change) Rs. 11
  • Debit Card Withdrwal Transaction Daily Limit:-Rs. 25000/-
  • Debit Card ECOM Transaction Daily Limit : - Rs. 50000/-
  • Debit Card POS Transaction Daily Limit : - Rs. 50000/-

RTGS/NEFT/IMPS/ECS – Charges

Items Value Band Maxium Charges
(exclusive of Service tx)
NEFT Outward transactions Amounts Upto Rs. 10,000 Rs. 2.50 + GST 18%
Amounts from Rs. 10,001/- to Rs 1.00 Lakh Rs. 5.00 + GST 18%
Amounts Above Rs. 1.00 Lakh up to 2.00 Lakh Rs. 15.00 + GST 18%
  NEFT Inward transactions at destination  branches  Free - no charges to be levied from beneficiaries

RTGS Customer Transaction & Inter Bank Transaction

Time of settlement at the RBI Transaction Slab Charges
From To    
7.00 AM To 6.00 PM Rs. 2.00 Lakh to Rs. 5.00 Lakh Rs. 30 + GST 18%
  Above Rs. 5.00 Lakh Rs. 55 + GST 18%

NOTE :

  • Charges covered are to be credited to the branch which puts through the transactions.
  • Above charges are applicable to all type of transactions, including inter-bank funds transfer.
  • The charges are applicable only to transactions originated and payable within India
  • As above charges are all inclusive, no additional charges such as Courier charges, out of pocket expences etc. need to be levied from the customers.