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District Co-operative Bank Ltd. Dehradun

डिस्ट्रिक्ट कोऑपरेटिव बैंक लिo, देहरादून
 
 
Agriculture Loans

Purpose

  • To supplement existing extension network to accelerate the process of technology transfer to agriculture.

  • To provide gainful employment to graduates in agriculture and allied activies.

Eligibility

  • Graduates in Agriculture and Allied subjects like horticulture, animal husbandry, forestry, dairy, veterinary, poultry farming, pisciculture and other allied activities etc.

Amount of Loan

  • The project can be taken up whether individually or on Joint / Group basis.

  • The ceiling for the project cost by individual Rs.10 lakhs and for the group at Rs.50 lakhs [@ Rs.10 lakhs per member of the groups].

Security

  • Limits upto Rs.5 lakhs - Assets created out of Bank loan.

  • Limits above Rs.5.00 lakhs - Assets created out of Bank loan, Third Party Guarantee, Mortgage of properties covering atleast 100% of the loan exceeding Rs.2.00 lakhs.

Subsidy

It has been revised from Capital and Interest subsidy to Composite subsidy which will be back ended in nature. It will be 44% of project cost for women, SC/ST and all categories of candidates from NE and Hill states and 36% of project cost for all others. In all new cases, subsidy will be released as composite subsidy. Loan/subsidy will be released as Composite subsidy. loan/subsidy (capital and interest) cases sanctioned so far (but not closed) shall be converted to Composite Subsidy regime and the differential amount between the Component Subsidy and subsidy already released shall be paid to the agri preneurs as per the scheme guidelines.
 

ऋण योजना उद्देश्य अधिकतम ऋण ब्याज दर अवधि एवं अदायगी
फसली ऋण कृषको को धान, गेहूं, गन्ना, दाले, अदरक, सब्जियां, जड़ी बूटी आदि के उत्पादन हेतु जिला स्तरीय कमेटी द्वारा निर्धारित वित्तमान के आधार पर सहकारी समितियों के माध्यम से नकद व खाद के रूप में । 50,000/- तक 5% वार्षिक, 3.00 लाभ तक 5.5% वार्षिक, 3 लाख से अधिक पर 7% वार्षिक।
फसल के आधार पर छः माह से एक वर्ष तक।

 

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Contact Us

District Co-operative Bank Ltd
Court Compound, Dehradun
Phone : 0135-2621229, 2621076, 2722677
Email : doondcb1924@gmail.com,

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